Terms & Conditions

**Terms and Conditions for MTR Services**

1. **Introduction**
   - These Terms and Conditions govern your use of MTR Services' website and services. By accessing or using our website or services, you agree to these terms in full.

2. **Service Description**
   - MTR Services provides [brief description of services offered].
   - Additional terms and conditions may apply to specific services.

3. **User Accounts**
   - Some services may require you to create an account.
   - You are responsible for maintaining the confidentiality of your account and password.

4. **Intellectual Property**
   - All content on our website, including text, graphics, logos, and images, is the property of MTR Services.
   - You may not use, reproduce, or distribute our content without permission.

5. **User Conduct**
   - You agree not to use our website or services for any unlawful purpose.
   - You will not engage in any activities that could disrupt or damage our website or services.

6. **Privacy Policy**
   - Our Privacy Policy outlines how we collect, use, and protect your personal information.
   - By using our website or services, you consent to our Privacy Policy.

7. **Payments and Fees**
   - Payment terms for services are outlined in each service agreement.
   - All fees are non-refundable unless otherwise stated.

8. **Limitation of Liability**
   - MTR Services is not liable for any damages or losses resulting from your use of our website or services.
   - We do not guarantee the accuracy or completeness of information on our website.

9. **Indemnity**
   - You agree to indemnify MTR Services and its affiliates against any claims arising from your use of our website or services.

10. **Termination**
    - We reserve the right to terminate or suspend your access to our website or services at any time without notice.
    - Upon termination, you must cease using our website and services.

11. **Changes to Terms**
    - MTR Services may update these Terms and Conditions from time to time.
    - Any changes will be effective immediately upon posting on our website.

12. **Governing Law**
    - These Terms and Conditions are governed by the laws of [jurisdiction].
    - Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts in [jurisdiction].

13. **Contact Information**
    - If you have any questions about these Terms and Conditions, please contact us at [contact email or address].

14. **Effective Date**
    - These Terms and Conditions are effective as of [insert effective date].

By using our website or services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.